WHATIFWORTH GUIDES
The ideas behind the numbers
Short, plain-English reads on the ideas our calculators are built on — the latte factor, crypto hindsight, delivery costs, how investing a little at a time actually works, and what a college major is really worth.
Start reading → The latte factor, explained The guides QTY 05
- 01 The latte factor, explained What the "skip your coffee and get rich" idea gets right — and wrong. Read →
- 02 What if you'd bought Bitcoin? How to run the "what if I'd bought it" numbers honestly. Read →
- 03 Delivery fees vs. pickup: the real math The extras on every order add up faster than you'd expect. Read →
- 04 Dollar-cost averaging vs. lump sum A bit at a time, or all at once? The plain-English difference. Read →
- 05 Do college majors actually matter for pay? The honest answer from 162 majors of federal earnings data: it depends where you look. Read →
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